How to Deposit in an Online Casino – And What Payment Methods To Use

If you want to know how to deposit in an online casino, you came to the right place. Maybe you’ve picked one with games that look solid, the vibe feels right, and the bonus seems generous. Now comes the first real step: putting some money in your account.

If you’re new to this — or even if you’ve been around the block but hate fine print — this guide is for you. We’ll break down how deposits work, walk through the different payment options, and talk about the good, the bad, and the why-is-this-so-complicated of casino bonuses.

The goal here is to help you avoid any nasty surprises, pick a deposit method that works for you, and understand exactly what you’re signing up for.

Let’s get into it and learn more about how to deposit in an online casino.


What Happens When You Deposit?

Before we dive into payment types, here’s the short version of how deposits usually go:

  1. You pick a payment method — card, e-wallet, crypto, whatever.
  2. You choose how much you want to deposit.
  3. The casino might dangle a bonus in front of you.
  4. Your money lands in your casino account (instantly in most cases).
  5. You’re ready to play.

Seems easy, right? It usually is — but the details matter, especially if you care about getting your money out later. Let us check what payment methods are available and how to deposit in an online casino with them.


Common Casino Deposit Methods (And What You Should Know About Each One)

Let’s go through the main deposit options, one by one, with the real pros and cons — not just the sales pitch.


1. Credit & Debit Cards (Visa, Mastercard)

How it works: Just like buying something online. Get out your credit card ( or a debit card, prepaid card) such as Mastercard, Visa, Maestro, American Express and others. Enter your card details, confirm the amount, wait that you get the payment confirmation and you’re good to go.

Why people use credit cards for deposits:

  • It’s quick and familiar.
  • Most casinos accept it.
  • No extra accounts to create.

But here’s the catch:

  • Some banks block gambling transactions. Frustrating, but true.
  • Not all casinos allow withdrawals back to your card.
  • It shows up on your bank statement — not ideal if you want privacy. Sometimes the banks can check that and if you want to apply for a loan they might deny it because of that, as gambling puts you in a high risk group.
how to deposit in an online casino - american express

Good fit for: Players who want a fast, straightforward way to deposit and don’t mind a little transparency with their bank.


2. E-Wallets (Skrill, Neteller, PayPal, ecoPayz)

How it works: You use an online wallet to transfer money. It’s kind of like PayPal, but for everything — including gambling.

Why people like it:

  • It’s fast — usually instant.
  • Adds a layer of privacy (your bank never sees the casino).
  • Often the quickest way to get your winnings too.

Downsides:

  • Some casinos exclude Skrill and Neteller users from bonuses. This is done to prevent bonus abuse – ask us about that 🙂
  • You might pay small transaction fees for topping up the wallet and for withdrawals back to your bank account, depending on the wallet.
  • You’ll need to fund your e-wallet separately — it’s an extra step.
Skrill guide header image

Heads-up: Always check bonus terms if you’re using an e-wallet. Some casinos quietly leave you out of promos if you deposit this way.


3. Crypto (Bitcoin, Ethereum, Litecoin, USDT, etc.)

How it works: You send crypto from your wallet to the casino’s wallet. No banks, no middlemen.

Pros:

  • Very fast and usually fee-free ( not always). Sometimes the exchange will charge you a fee when you transfer your crypto
  • No credit card or bank needed. You are totally anonymus, and you can deposit millions without any bank knowing about it.
  • Some casinos offer better deals or cashback for crypto users.

Cons:

  • Price swings — your $100 in Bitcoin could drop to $85 overnight.
  • If you’re not already into crypto, it can feel complicated.
  • Not every casino supports both deposits and withdrawals in crypto.
  • If you make a mistake when depositing your money can get lost without option to recover it. That sucks!
The use of cryptocurrencies in online casinos, discussing Bitcoin, Ethereum, and other digital currencies for secure gaming

Real talk: Crypto’s great for privacy and speed, but only if you’re comfortable using it already. Don’t jump in just for a bonus.


4. Bank Transfers / Wire Transfers

How it works: You send money directly from your bank account to the casino’s.

Upsides:

  • Secure and reliable.
  • Great for bigger deposits.
  • No need for cards or wallets.

Downsides:

  • It’s slow — 1 to 5 business days, depending on your bank.
  • Some banks charge wire fees (and casinos might too).
  • Can feel a bit old-school with all the account numbers.

When it works best: For big deposits, or if you don’t trust cards or digital wallets. Just be ready for a wait.


5. Prepaid Cards (Paysafecard, Neosurf)

How it works: You buy a prepaid card or voucher (online or in-store), then enter the code at the casino to deposit.

Why people use it:

  • No need to share personal or banking info.
  • Keeps spending in check — great for budgeting.
  • Instant deposits.

Not-so-great:

  • You can’t withdraw with prepaid cards — you’ll need a backup method for that.
  • Smaller limits (usually under €100).
  • Some bonuses don’t apply when you use these.
Paysafecard voucher on a table, alongside a laptop and casino chips, symbolizing secure online transactions.
Paysafecard makes online casino deposits secure, anonymous, and hassle-free for players worldwide.

Bottom line: Great for privacy and control, but not ideal if you’re planning to play and cash out regularly.


6. Mobile Payments (Apple Pay, Google Pay, Boku, Zimpler)

How it works: You pay using your phone — either through your mobile wallet or charged to your phone bill.

What’s good:

  • Super convenient if you’re on your phone already.
  • No need to pull out your card.
  • Secure, fast, and easy.

What’s not:

  • Low deposit limits.
  • Withdrawals usually not supported.
  • Not available everywhere.

Pro tip: These are growing fast, especially in Europe. Worth trying if you’re a mobile-first player.


Wait, What About the Bonus?

Ah yes — the bonus. Casinos love offering welcome deals like “100% up to €500 + 100 free spins.” Sounds great. And it can be — if you understand the fine print.

Here’s what most people miss:

Wagering Requirements

This is how casinos protect themselves. A bonus might give you €100, but they’ll ask you to “wager it 30x” before you can withdraw.

So if you get €100, you’ll have to bet €3,000 total before you can cash out. It’s not impossible, but it’s not free money either. It’s more like a challenge.

Sticky vs. Non-Sticky Bonuses

  • Sticky bonus: You can’t cash out the bonus itself — just the winnings.
  • Non-sticky bonus: You can withdraw everything once you meet the terms.
Wolfy Casino €1000 bonus plus 150 free spins wager-free welcome offer for new players

Example with Wolfy Non Sticky Bonus:
You deposit €100 and get €100 bonus. You win €300 total. If it’s sticky, the casino will only let you cash out €200 and keep the original bonus. If it’s non-sticky and you’ve cleared wagering, you keep it all.

Other Bonus Types:

  • Reload bonuses: Similar to welcome offers but for later deposits.
  • Free spins: Often come with small wins and high wagering.
  • Cashback: 5–20% of your losses back. Look for no wagering cashback — those are rare but excellent.
  • Wager-free bonuses: The holy grail. Whatever you win is yours, no strings.

Final tip: Read the terms — always. And if the bonus feels too complicated? Skip it. Playing without a bonus is way more straightforward.


FAQ: How to deposit in an online casino

Q: What’s the fastest way to deposit and start playing?
A: E-wallets and crypto are usually fastest. Cards are a close second. Avoid bank transfers if your bank does not support instant deposits, as you might need days to get the deposit on your balance.

Q: Are casino deposits safe?
A: If the casino is licensed (look for MGA, UKGC, Curacao), yes. Just avoid sketchy, unlicensed sites.

Q: Can I use one method to deposit and another to withdraw?
A: Usually not. Most casinos want you to withdraw the same way you deposited, unless that method doesn’t support withdrawals (like Paysafecard).

Q: Do casinos charge fees on deposits?
A: Most don’t — but payment providers might. Always check before confirming.

Q: My deposit didn’t go through — what now?
A: Contact support with your transaction ID. It’s often a small delay or something on the payment provider’s side.


How to deposit in an online casino: Final Thoughts

Depositing into an online casino isn’t hard — but picking the right method makes a difference. E-wallets are fast and private, crypto’s great and anonymusif you know what you’re doing, and even old-school methods like bank transfers still have their place.

Just take a moment before clicking “Deposit” to think about:

  • How fast do I need it?
  • Do I care about bonus terms?
  • Will I be able to cash out smoothly later?

Casinos will always market the perks — but smart players look under the hood. Read the terms, ask questions, and go with what fits your style.

And if anything feels confusing or off? Skip it. There’s always another casino — and another game — around the corner. We hope that you know everything now about how to deposit in an online casino.

author avatar
Jake Nevin Head Content Writer
Jake is the Head Content Writer at CasinoDotReview.com, where he combines his expertise in crafting compelling content with his passion for the iGaming industry. With a keen eye for detail and a deep understanding of online gaming trends, Jake delivers insightful reviews and engaging articles that help readers make informed decisions in the world of online casinos. His enthusiasm for all things iGaming keeps him at the forefront of industry news and developments, ensuring the content he creates resonates with both seasoned players and newcomers alike.

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